Personal Liability Insurance?
I have just started as a manufacturers representative. The question I have should I get some type of personal liability insurance to cover myself even if I am a sole proprietor? I don’t want to get sued by my clients incase of something stupid may happen or product malfunction. I know the manufacturers I represent do have product liability. But want you know everyones thoughts about me getting personal liability insurance to make sure my butt is covered.
Thanks for your comments.
Professional liability insurance–"errors and omissions" insurance–might be a good idea. That covers you in case you forget to do something or fail to inform your customer about something or provide misinformation that results in financial loss or injury. I recommend it.
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Professional liability insurance–"errors and omissions" insurance–might be a good idea. That covers you in case you forget to do something or fail to inform your customer about something or provide misinformation that results in financial loss or injury. I recommend it.
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It depends what your business represents. If you’re representing the product far beyond what it can do/protect, etc., you might need it. If you’re going along the party line and not advising any usage above and beyond the manufacturer’s printed documentation, you should be fine. Just don’t be a sleazy sales person, and you shouldn’t have anything to worry about.
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just fill in a free form and get a quote from these people here http://gsx1.com/InsuranceComparison.html they’ll provide results from a number of different USA insurers
hope it helps
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